Terms and Conditions

The use of the world wide web pages of Adviserwise.com is subject to the terms and conditions set out below.  Any use of such web pages constitutes your agreement to abide by the following terms and conditions.  You should carefully read the terms and conditions set out below.  If you do not agree to all or any of these Terms and Conditions for the use of the Adviserwise.com web pages, then please leave this website immediately.  We may revise our terms and conditions at any time by amending this page.  You are expected to check this page from time to time and to take notice of any changes we may make as they are binding on you.

1. This site is operated by Adviserwise.com  This site and the information provided on it is not intended for personal use by individuals.  It is designed to provide information on available products and services to those who work in the financial services industry, including but not limited to Independent Financial Advisors.  This site provides information to help you increase your knowledge of any products or services available and does not constitute an incitement, invitation, financial promotion, advice, personal recommendation or endorsement in respect of any product or services.  Nothing in this site will be regarded as an offer to enter into a contract in respect of any product shown or link on our site.  Adviserwise.com may update this site regularly and change the content at any time.  Adviserwise.com reserve the right to withdraw or amend the service or access to the site at any time.  While every effort is made to keep the site up to date, no warranty is given that all information is up to date, and Adviserwise.com are under no obligation to update such material.
2. The copyright, database rights and all other intellectual property rights in the material on this site is owned or licensed to Adviserwise.com and protected by the copyright laws of the United Kingdom, international copyright treaties and all other applicable copyright and intellectual property laws.  You may not remove any product identification, copyright notices or legends or other notices of proprietary restrictions from any of the material or information contained on these web pages.  Any unauthorised downloading, re-transmission or other copying or modification of the contents of this website may be in breach of statutory or common law rights which could be the subject of legal action.  All rights not expressly granted herein are expressly reserved by Adviserwise.com.
3. Adviserwise.com, Origo and the fan logo and the logos of companies and organisations that supply material to this site are registered UK trademarks.  In addition, certain names, words, titles, phrases, logos, icons, graphics or designs used on these pages may constitute trade names or unregistered trademarks. The display of any of the above trade names or trade marks on pages at this website does not imply that any licence has been granted to any third party in respect of the same.  All other product or company names, devices, logos, icons, graphics and designs referred to on this site are exhibited only in such a manner as intended to be for the benefit of such trade mark owners and Adviserwise.com intends no infringement of such trade marks.  The appearance or absence of products, services, companies, organisations, home pages or other websites on this website does not imply an endorsement or non-endorsement thereof by Adviserwise.com .  All rights not expressly granted herein are reserved by Adviserwise.com.
4. The information, materials and functions contained in the website, including text, graphics, links or other items are provided on an “as is” basis.  To the fullest extent permitted by applicable law Adviserwise.com disclaims all warranties, representations, understandings whatsoever, express or implied, specifically including but not limited to warranties of satisfactory quality, merchantability, fitness for a particular purpose, freedom from computer viruses and non-infringement of third parties’ rights.
5. Adviserwise.com shall not be liable for any direct or indirect, special, incidental or consequential loss or damage whatsoever including without limitation, damages for profits, contracts, data, goodwill, work stoppage or computer failure resulting from the use of or inability to use, interruption or unavailability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of the use of the website and however caused, even if Adviserwise.com shall have been advised of the possibility of such damages.  Adviserwise.com excludes any liability for any errors in or omissions from information, materials and functions included in this website except to the extent that such liability may not be lawfully excluded under the applicable law.  To the fullest extent permitted by law Adviserwise.com disclaims all liability for negligence.
6. By virtue of hypertext or other computer links you may find access to other website pages on the internet which are not part of Adviserwise.com’s web pages.  Adviserwise.com is not responsible for nor assumes any liability for the contents of other websites or home pages which are linked to Adviserwise.com’s web pages which may be misleading, inaccurate, defamatory, threatening or obscene or otherwise not in accordance with applicable regulations as may be from time to time in force.  The provision by Adviserwise.com of a link to another website does not constitute any authorisation by Adviserwise.com to you to access materials held at this location, nor is it evidence of any endorsement by Adviserwise.com of the material held there.  Adviserwise.com accept no responsibility for these websites or for any loss or damage that may arise from your use of them.  If you decide to access the third party websites linked to our site, you do so entirely at your own risk.  Adviserwise.com will not be responsible or liable for any decision taken as a result of material contained on our site by you, or by anyone who may be informed of our site's contents.
7. Adviserwise.com operates this website from the United Kingdom and makes no representation that the information contained herein is appropriate or available for use in other locations outside the United Kingdom.
8. These terms and conditions shall be governed by and construed in accordance with the laws of Scotland.  You agree to submit to the exclusive jurisdiction of the Scottish courts.  You are responsible for compliance with any applicable laws of the country from which you are accessing the website.
9. All feedback received from site users concerning participating companies products and services will be passed on to that participating company. You are specifically agreeing to this taking place when actioning the “SUBMIT” button in the feedback section of the site.
10. All data collected by this website may be used for marketing purposes by Adviserwise.com.  For further information regarding our use of your data please see our Privacy Policy.

If you have any questions concerning these Terms and Conditions please write to Adviserwise.com at the e-mail address specified above.

All rights not expressly granted in these Terms and Conditions are expressly reserved by Adviserwise.com. (Adviserwise.com is a trading name of Origo Services Limited, a company incorporated in Scotland registered under Company Number SC115061 and having its registered office at 4th Floor, Saltire Court, 20 Castle Terrace, Edinburgh, EH1 2EN).